Kotak Mahindra Bank Q2 outcomes: Consolidated PAT rises 26% YoY to Rs 5,645 crore; NII up 16%
On a standalone foundation, the non-public sector lender’s PAT elevated 29% YoY to Rs 4,212 crore in Q2FY27 from Rs 3,253 crore in Q2FY26. Sequentially, standalone revenue grew 2% from Rs 4,123 crore within the previous quarter. Net curiosity revenue (NII) for the quarter rose 16% YoY to Rs 8,459 crore from Rs 7,311 crore in Q2FY26. On a quarter-on-quarter (QoQ) foundation, NII elevated 7% from Rs 7,928 crore in Q1FY27, based on the trade submitting submitted by the Bank.
The financial institution’s consolidated buyer belongings, comprising advances (together with IBPC and BRDS) and credit score substitutes, stood at Rs 6,99,250 crore as of September 30, 2026, registering 21% progress from Rs 5,76,339 crore a yr earlier. Consolidated buyer belongings underneath administration (AUM) elevated 8% YoY to Rs 8,14,118 crore as of September 30, 2026, in contrast with Rs 7,56,964 crore as of September 30, 2025. Total home mutual fund AUM rose 10% YoY to Rs 6,15,679 crore.
The financial institution’s consolidated internet value stood at Rs 1,94,706 crore as of September 30, 2026. Book worth per share elevated 16% YoY to Rs 196 from Rs 169 a yr earlier. The figures replicate the subdivision of 1 fairness share with a face worth of Rs 5 into 5 fairness shares with a face worth of Rs 1 every, efficient January 14, 2026.
At the consolidated stage, annualised return on belongings (ROA) for Q2FY27 stood at 2.10%, whereas annualised return on fairness (ROE) was 11.70%.
The financial institution’s consolidated capital adequacy ratio underneath Basel III stood at 22.4% as of September 30, 2026, whereas its Common Equity Tier 1 (CET1) ratio was 22.1%. The consolidated common liquidity protection ratio (LCR) for Q2FY27 stood at 137.4%.
Kotak Mahindra Bank share worth
Kotak Mahindra Bank shares settled 1.49% decrease at Rs 430.50 apiece on the NSE on Friday, October 23, in contrast with the earlier shut of Rs 437. The lender’s inventory has declined 2.94% to date this yr, based on NSE information.At the present market worth, the financial institution’s market capitalisation stood at Rs 4,28,256.29 crore.
Disclosure: This article has been written by Kumar Gaurav, who will not be a Sebi-registered Research Analyst or an Investment Adviser. Gaurav and their ‘relative(s)’ (as outlined underneath Section 2(77) of the Companies Act, 2013) don’t maintain any monetary curiosity within the corporations talked about on this article as of the date of publication. The views/suggestions talked about on this article, wherever relevant, are these of the respective Sebi-registered Research Analyst/brokerage and have been reproduced/reported with due attribution. They shouldn’t be construed because the views or suggestions of The Economic Times Digital or the journalist. Readers are suggested to contemplate the unique analysis report and make their asset placement selections based mostly on their very own evaluation. Brokerage disclaimers here
