ICICI Bank Q2 Outcomes: Net revenue jumps 20% YoY to Rs 14,843 crore, NII rises 18%
The lender’s web curiosity revenue (NII) elevated 17.7% YoY to Rs 25,339 crore, in contrast with Rs 21,529 crore in Q2FY26, ICICI Bank stated in a regulatory submitting. Net curiosity margin or NIM stood at 4.18% in Q2FY27, in contrast with 4.36% in Q1FY27 and 4.30% in Q2FY26.
ICICI Bank’s gross non-performing asset (NPA) ratio stood at 1.20% as of September 30, 2026, in contrast with 1.38% within the earlier quarter and 1.58% a 12 months earlier. The web NPA ratio declined to 0.30% from 0.35% within the earlier quarter and 0.39% as of September 30, 2025.
Gross NPA additions stood at Rs 4,833 crore for the quarter beneath assessment, in contrast with Rs 5,034 crore within the corresponding quarter of the earlier monetary 12 months.
ICICI Bank’s complete period-end deposits grew 27.1% year-on-year to Rs 20.49 lakh crore as of September 30, 2026. Excluding FCNR (B) deposits, complete deposits elevated 17% from the year-ago interval.
Average deposits rose 21.2% YoY to Rs 18.88 lakh crore in Q2FY27. The financial institution’s complete mortgage portfolio grew 30% YoY to Rs 18.31 lakh crore in the identical quarter final 12 months, the lender stated in a regulatory submitting.
Provisions stood at Rs 851 crore in Q2FY27, down from Rs 914 crore in Q2FY26. As of September 30, 2026, the financial institution held contingency provisions of Rs 13,100 crore and extra normal asset provisions of Rs 1,283 crore, made in Q3FY26 as directed by the RBI for its agricultural precedence sector portfolio.The financial institution’s complete capital adequacy ratio stood at 16.68% as of September 30, 2026, whereas its Common Equity Tier 1 (CET-1) ratio was 16.01%, in contrast with minimal regulatory necessities of 11.70% and eight.20%, respectively.
During the second quarter, the financial institution acquired a further 2% stake in ICICI Life Insurance Limited for Rs 1,470 crore.
On a consolidated foundation, ICICI Bank’s web revenue rose to Rs 16,333 crore in Q2FY27 from Rs 13,357 crore in Q2FY26. Assets, the lender stated, grew 22.6% year-on-year to Rs 32.93 lakh crore as of September 30, 2026, in contrast with Rs 26.86 lakh crore a 12 months earlier.
