Can Fin Homes shares rally as much as 5% after Q2 web revenue jumps 10% to Rs 275 crore, NII rises 7%
According to a submitting with the change, revenue after tax stood at Rs 275 crore in Q2 FY27, in comparison with Rs 251 crore in the identical interval a yr in the past. Net curiosity earnings stood at Rs 431 crore in Q2 FY27, towards Rs 404 crore in Q2 FY26.
The mortgage e-book stood at Rs 43,539 crore in Q2 FY27, whereas web curiosity margin (NIM) was 3.89%, in comparison with 4.02% in the identical interval a yr in the past.
Also Read | Meesho shares surge 5% as strong festive sales, Q2 biz update boost sentiment. Should you buy?
The cost-to-income ratio stood at 19.59% in Q2 FY27, towards 18.55% in Q2 FY26. Gross non-performing belongings (NPAs) elevated to Rs 392 crore in Q2 FY27 from Rs 373 crore in Q2 FY26. New approvals stood at Rs 2,604 crore in the course of the interval.
Earnings per share (EPS) stood at Rs 20.62 in Q2 FY27, in comparison with Rs 18.88 in the identical interval a yr in the past.
As a part of its roadmap for 2028, the corporate mentioned it plans to attain a geographical distribution of 60% within the South and 40% in the remainder of India, in comparison with the present 66% and 34%, respectively.The firm additionally reported its monetary outcomes for the half yr ended September 2026. Net revenue for the primary half of the present fiscal yr stood at Rs 543 crore, in comparison with Rs 475 crore within the corresponding interval a yr in the past, registering a rise of 14%.
The mortgage portfolio stood at Rs 43,539 crore as of September 2026, towards Rs 39,657 crore as of September 2025, marking a rise of 10%. Housing loans, together with CRE, constituted 83% of the mortgage e-book, whereas non-housing loans accounted for 17%.
Loan disbursements for the half yr ended September 30, 2026, stood at Rs 4,982 crore, in comparison with Rs 4,560 crore within the corresponding interval a yr in the past, reflecting year-on-year progress of 9%.
The firm mentioned it had maintained the required liquidity, each on and off the steadiness sheet, by means of documented undrawn financial institution limits to fulfill its commitments. The liquidity protection ratio as of September 30, 2026, stood at 29,124%, towards the stipulated ratio of 100%. Documented undrawn financial institution traces stood at Rs 2,571 crore as of September 30, 2026. Along with inner accruals, these traces would cowl industry commitments for the subsequent three months.
The firm is carrying whole provisions of Rs 525 crore, together with Rs 59 crore as administration overlay and Rs 49 crore in provisions for restructured accounts.
The deposit portfolio stood at Rs 239 crore. To additional strengthen its deposit portfolio, CFHL is providing an rate of interest of seven.50% on cumulative deposits with a tenure of 36 months. Senior residents will earn a further 0.25 proportion factors in curiosity. CFHL’s mounted deposit programme is rated “AAA” by ICRA, with a secure outlook.
The firm mentioned its expertise transformation mission, TETAS, had achieved a milestone, with all practical purposes, technical options, transport systems providers and safety providers now absolutely dwell throughout the organisation.
The platform operates on enterprise-grade cloud transport systems supported by dependable networking and fashionable IT service administration instruments to make sure scalability and optimised value buildings. It is underpinned by a totally operational three-tier digital framework encompassing industry purposes starting from core LOS, LMS and HRMs to Risk, Deposits and Document Management.
Also Read | 63 Moons Technologies shares rally 9% as subsidiary raises FY27 revenue guidance to Rs 600 crore
Can Fin Homes share worth motion
Can Fin Homes shares fell 3.86% over the previous month and almost 19.52% to date within the present calendar yr. The inventory declined 5.54% over the previous yr and slipped round 0.35% over the previous three years.
Disclosure: This article has been written by Surbhi Khanna, who just isn’t a SEBI-registered Research Analyst or an funding advisor. Surbhi Khanna doesn’t maintain any monetary curiosity in Economic Times as of the date of publication. The views/suggestions talked about on this article, wherever relevant, are these of the respective SEBI-registered Research Analyst/brokerage and have been reproduced/reported with due attribution. They shouldn’t be construed because the views or suggestions of the EconomicTimes Digital or the journalist. Readers are suggested to think about the unique analysis report and make their funding choices based mostly on their very own evaluation.
