Amex and Airbnb Partnership: $850 in Travel Credits Defined
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American Express and Airbnb are teaming as much as give vacationers extra methods to earn rewards and save on trip leases on the identical time. The new partnership, introduced October 22, 2026, brings greater than 1 million Airbnb listings worldwide to American Express Travel, together with expanded Membership Rewards alternatives and new advantages for eligible cardholders.
For vacationers who already use Airbnb for household holidays, prolonged enterprise journeys or weekend getaways, this partnership may make American Express playing cards extra rewarding. Eligible cardholders can earn as much as 5X Membership Rewards factors on qualifying pay as you go Airbnb stays booked by way of Amex Travel.
Cardholders with the American Express Platinum Card® or The Business Platinum Card® from American Express also can entry as much as $850 in mixed annual assertion credit, together with an expanded $600 Lodging Credit and a brand new $250 Airbnb Experiences Credit. Terms Apply.
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However, there is a catch. The largest assertion credit are tied to Airbnb Luxe properties, and vacationers should meet particular reserving necessities to qualify. That means the brand new advantages could also be extra helpful to luxurious vacationers than these on the lookout for reasonably priced lodging.
Here’s how the partnership works and what to think about earlier than reserving your subsequent Airbnb keep.
How to make use of the $600 American Express Lodging Credit for Airbnb stays
(Image credit score: Getty Images)
One of the largest modifications from the brand new partnership is the growth of the $600 Hotel Credit, now referred to as the $600 Lodging Credit. Previously, the profit lined eligible pay as you go lodge reservations by way of Fine Hotels + Resorts® and The Hotel Collection.
Now, cardholders with the American Express Platinum Card® or The Business Platinum Card® from American Express also can use the credit score towards qualifying Airbnb Luxe stays.
Airbnb Luxe is Airbnb’s assortment of high-end trip leases, together with luxurious estates, spacious villas and different premium lodging. Standard Airbnb listings do not qualify for the credit score.
To use the Lodging Credit on Airbnb, eligible cardholders should e-book a pay as you go Airbnb Luxe keep of at the least two nights by way of Amex Travel utilizing their eligible card.
The $600 annual profit is split into two durations:
• January by way of June: Up to $300 in assertion credit.
• July by way of December: Up to $300 in assertion credit.
(Image credit score: Getty Images)
Unused credit do not carry over between durations, so cardholders cannot apply the complete $600 towards one reservation in a single half of the yr.
For instance, when you e-book a qualifying two-night Airbnb Luxe keep for $1,300 in November, you possibly can obtain as much as $300 in assertion credit, assuming you have not already used your credit score for the second half of the yr. The reserving have to be processed in the course of the relevant profit interval, however you do not have to finish your keep earlier than that interval ends.
There’s one other necessary change coming for eligible cardholders preferring lodges. Starting January 1, 2027, Fine Hotels + Resorts® reservations have to be at the least two nights to qualify for the Lodging Credit. Previously, eligible one-night stays may qualify. The Hotel Collection already requires a minimal two-night keep.
This change may make the profit much less versatile for vacationers who regularly e-book single-night lodge stays or quick enterprise journeys.
What’s the catch with the brand new $250 Airbnb Experiences Credit?
American Express is introducing a brand new profit that permits eligible cardholders to obtain as much as $250 yearly in assertion credit for Airbnb Experiences. These actions embody guided excursions, cooking courses, cultural excursions and different experiences hosted by native specialists.
However, the credit score is not routinely obtainable to everybody with the American Express Platinum Card® or The Business Platinum Card® from American Express. Cardholders should first e-book a qualifying pay as you go Airbnb Luxe keep by way of Amex Travel to unlock the profit.
Once the qualifying reservation is confirmed, eligible cardholders can obtain as much as $250 in assertion credit for qualifying Airbnb Experiences bought immediately by way of Airbnb utilizing their eligible card.
There’s additionally a time restrict. The Experiences Credit is offered just for the rest of the calendar yr by which the qualifying Luxe reservation is confirmed.
For instance, when you verify a qualifying Airbnb Luxe reservation in November 2026, you possibly can unlock as much as $250 towards eligible Airbnb Experiences. However, you would want to make qualifying purchases earlier than the top of 2026. The credit score would not stay obtainable for an additional 12 months.
Not each Airbnb Experience qualifies. Experiences that redirect prospects to sure third-party reserving platforms are excluded, so test the fee course of earlier than making a reservation.
How many Membership Rewards factors are you able to earn on Airbnb stays?
The new partnership permits eligible American Express cardholders to earn between 2X and 5X Membership Rewards factors on qualifying pay as you go Airbnb bookings by way of Amex Travel. The rewards charge is dependent upon which card you employ. Terms Apply.
Here’s what number of factors you possibly can earn on a qualifying $2,000 Airbnb keep:
|
Eligible card |
Rewards charge |
Points on $2,000 |
|
American Express Platinum Card® / The Business Platinum Card® from American Express |
5X |
10,000 |
|
American Express® Green Card |
3X |
6,000 |
|
Other eligible Membership Rewards playing cards |
2X |
4,000 |
Cardholders with the American Express Platinum Card® or The Business Platinum Card® from American Express can earn 10,000 Membership Rewards factors on an eligible $2,000 reserving. At an illustrative redemption worth of 1 cent per level, that is roughly $100 in rewards worth.
Meanwhile, eligible American Express® Green Card holders may earn 6,000 factors, whereas different qualifying Membership Rewards playing cards may earn 4,000 factors on the identical reservation. The Green Card’s 3X charge is an present journey rewards profit that additionally applies to eligible Airbnb bookings made immediately by way of Airbnb.
Keep in thoughts that Membership Rewards factors haven’t got a hard and fast greenback worth. Their worth is dependent upon the way you redeem them, whether or not for journey, reward playing cards or different eligible choices.
Should you e-book Airbnb by way of Amex Travel or immediately by way of Airbnb?
(Image credit score: Getty Images)
The new partnership offers American Express cardholders one other approach to earn rewards on trip leases. However, that does not essentially imply reserving by way of Amex Travel will all the time present the very best worth.
Before reserving a property, examine the whole price and reserving situations by way of each platforms. Look on the remaining worth, together with cleansing charges, service charges, taxes and different fees. Prices might differ between reserving choices, so it is price evaluating the whole price earlier than making a reservation.
Availability can also differ as a result of the Amex Travel partnership features a number of Airbnb’s world stock reasonably than each property on the platform. Cancellation insurance policies are one other necessary consideration, particularly for enterprise vacationers whose plans might change unexpectedly. Review the property’s cancellation phrases and any relevant deadlines earlier than paying.
One comfort of the partnership is that Airbnb continues dealing with reservations, host communications and buyer help. Although vacationers uncover taking part properties by way of Amex Travel, they full their reservations by way of Airbnb and handle their stays there.
It’s additionally necessary to tell apart between incomes and redeeming Membership Rewards factors. Cardholders can earn bonus factors on qualifying Airbnb reservations by way of Amex Travel, however they can not presently use Membership Rewards factors to pay immediately for these stays at checkout. Eligible cardholders might have the choice to redeem factors for an announcement credit score after the transaction posts, though redemption values can differ.
Is the Amex and Airbnb partnership price it for vacationers?
The American Express and Airbnb partnership may benefit frequent vacationers, significantly those that have already got the American Express Platinum Card® or The Business Platinum Card® from American Express and often e-book upscale lodging.
For cardholders preferring luxurious trip leases, the power to make use of the $600 Lodging Credit on qualifying Airbnb Luxe properties provides flexibility. The new $250 Airbnb Experiences Credit may present extra worth in the event that they already plan to e-book actions or excursions throughout their journeys.
However, the advantages could also be much less interesting to vacationers who sometimes e-book cheap trip leases or shorter stays. Standard Airbnb properties do not qualify for the Lodging Credit, and cardholders cannot unlock the Experiences Credit with out first making a qualifying Luxe reservation.
If you are contemplating opening an American Express Platinum Card® primarily for the Airbnb advantages, calculate how a lot you’d really save primarily based in your regular journey habits. Don’t assume you may obtain the total $850 in worth yearly.
Most importantly, keep away from spending extra on a luxurious rental merely to qualify for an announcement credit score. If you already take pleasure in premium Airbnb stays, the partnership provides extra methods to earn rewards and doubtlessly cut back journey prices.
For everybody else, the largest benefit could be the alternative to earn extra Membership Rewards factors on lodging they have been already planning to e-book.
