Central Bank of India Q2 revenue rises 21% as loans develop 30%


Central Bank of India‘s internet revenue elevated 21% to Rs 1469 crore within the quarter ended September 2026 from Rs 1213 crore a 12 months in the past led by sturdy mortgage progress whilst asset high quality remained steady.

Net curiosity earnings (NII) or the distinction between curiosity earned on loans and that paid for deposits grew by 26% 12 months on 12 months to Rs 4146 crore in September 2026 from Rs 3283 crore a 12 months in the past.

Other earnings together with charges and treasury dropped 6% 12 months on 12 months to Rs 1380 crore in September 2026 from Rs 1469 crore a 12 months in the past.

Total Income (curiosity earnings plus non-interest earnings) elevated 15% from Rs 10 213 crore to Rs 11,737 crore in September 2026. Cost to Income ratio diminished to 58.95% in September 2026 from 62.42% a 12 months in the past.

Total advances elevated 30% to Rs 3.81 lakh crore in September 2026 from Rs 2.93 lakh crore led by a 21% progress in retail, agriculture & MSME (RAM) industry. Retail loans grew by 24.49% to Rs 1.12 lakh crore.


Asset high quality improved with internet NPA at 0.31% down 17 bps, from 0.48%, 12 months on 12 months.



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